For businesses where the product is advice, expertise, or services rendered by people. PI, management liability, and cyber, structured for firms that live on their reputation and the trust of their clients.
Professional services firms face exposure that's often less visible than a physical business, but no less significant. A professional error can result in a claim that exceeds revenue. A data breach can undermine client trust permanently. A management decision made in good faith can attract personal liability.
A PI limit commensurate with your largest client engagement, not a round number chosen because it felt reasonable. A profession definition reviewed as your services have evolved.
Cyber that actually responds to a breach, not just a reimbursement promise. Management liability that covers employment disputes, not just directorial decisions.
Business has grown significantly. Revenue, client contract values, and complexity have increased. Limit set at founding no longer reflects actual exposure.
Business has expanded into adjacent services. Policy defines the profession narrowly. The new work isn't covered.
A firm advising clients on sensitive matters, holding confidential data, with no cyber policy (or a minimal one). A data breach creates a liability and a reputation event simultaneously.
PI protects the business from professional claims. D&O protects the directors personally. Both are needed. Many professional services firms only have one.
We'll review your PI, management liability, and cyber, and go to market for a full comparison. No obligation, at no charge.