The standard approach for brokers is to auto-renew and move on. Not us. We understand your business, go to the most suitable markets for your risk, and place you with the insurer that’s actually right for you.
No obligation · No charge · Takes 15 minutes
An unwavering process, every client, every year. Understanding your business comes first. Placement comes last. Nothing in between gets skipped.
We map what you do, how you operate, and what you're genuinely exposed to. That comes before we touch the market. This isn't a formality. It's what determines whether the policy we find will actually respond when something goes wrong.
We submit your risk to the specialist and generalist insurers with genuine appetite for what you do: local, international, and Lloyd's markets where appropriate. No preferred panel. No path of least resistance.
You see the full comparison, not just the recommendation. Who quoted, what they offered, how the terms differ, and why we're recommending what we are.
Because we know your business and know which insurers have genuine appetite for your risk, we make a considered recommendation. The insurer we choose suits your specific risk, not just a policy that technically covers it.
No obligation · At no charge
| Category | The standard approach | Maverick |
|---|---|---|
| Business Understanding | Minimal: last year's submission, updated for this year | We map your risk, your operations, and what's changed before every renewal |
| Market Access | A preferred panel of insurers | Every insurer with genuine appetite for your risk. No preferred arrangements. |
| Coverage Review | Assume last year's cover still fits | Review your actual risk before every renewal, not just the premium |
| What You See | A renewal invoice | A full comparison: who quoted, what they offered, and why we recommend what we do |
| Placement Decision | Easiest path: often the same insurer | Considered: the insurer that's genuinely right for your specific risk |
No obligation · At no charge
A transport business came to us after several years with another broker. They were placed with a large generalist insurer. Not a bad policy, but not built for their risk.
We took the risk to market. We found a specialist insurer with a genuine appetite for transport: better coverage, sharper pricing, policy terms written for their operations.
The previous broker hadn’t remarketed the policy in three years. The renewal came in, it looked fine, it got renewed. Nobody had checked whether something better existed.
We’ve seen renewals that haven’t been remarketed in five or six years. The client has no idea. The premium went up each year and they assumed that was just the market.”
Before and after remarketing
Before
Large generalist insurer
Auto-renewed 3 years running. Adequate cover for the wrong risk profile. Premium increased each year.
After remarketing
Specialist transport insurer
Policy terms built for their operations. Better coverage. Competitive pricing. Actual appetite for their risk.
We work across a wide range of commercial classes. Whatever the risk, we’ll find the right underwriter for it.
01
Property, liability, and business interruption built around your actual operations, not a generic template.
02
Property, liability, and business interruption built around your actual operations, not a generic template.
03
Ransomware, data breaches, system failure. Digital exposures that need underwriters who understand the threat.
04
PI and D&O that responds when you need it. Proper advice on limits, retroactive dates, and what exclusions mean.
05
Unusual risks, complex operations, hard-to-place classes. If another adviser has struggled, talk to us first.
As an authorised representative of Insurance Advisernet, one of Australia’s largest AR networks, we have access to the full breadth of the local and international insurance market to suit your needs.
Insurers shown are representative of market access. Placement depends on individual risk profile and underwriter appetite.
Many advisers renew your policy with minimal review. We start by properly understanding your business and its exposures. Then we go to the markets right for your risk, not a preferred panel, and compare the available options before placing you with the insurer that’s genuinely right. You see the comparison, not just the result.
We can give you a preliminary view in a single conversation. A full review (including submissions to the right insurers and a side-by-side comparison) typically takes 2–3 business days once we have your existing policy details. There’s no obligation to act on anything we find.
It’s worth finding out. We’ll review what you have at no cost and no obligation. If your current cover is right for your risk, we’ll tell you so. If it isn’t, or if we can find something materially better, you’ll have the information you need to decide. You’re not committed to anything by having the conversation.
We manage the process with you from start to finish. We liaise directly with the insurer, help you prepare documentation, and advocate on your behalf to reach a fair outcome. You’re not left to navigate the process alone.
One conversation. We’ll review what you’re currently covered for, explain it plainly, and take your risk to market. No obligation.
No obligation · At no charge · No lock-in
