Tech PI, cyber, and management liability for software, platforms, and tech-enabled businesses whose risks don't fit the standard commercial policy templates written for a different era.
Technology companies face exposure that's different from both traditional commercial businesses and pure professional services firms. Software errors, data exposure, and platform liability require specialist policy forms, not a standard commercial package with a tech endorsement.
Technology PI needs to be specifically drafted to cover the services and products your business delivers, not a general PI policy with a technology extension that may not respond to a software error or platform failure.
As a tech company scales, D&O becomes increasingly important. Investors, employees, customers, and regulators can all bring claims against directors personally. A standard management liability policy may not address the specific D&O risks of a growing tech business.
A technology company has a general professional indemnity policy that doesn't extend to the specific risks of tech products and services. A software error causes client losses. The policy doesn't respond as expected.
SaaS platform holds significant user data. Cyber policy limit is $1M. A serious breach creates notification costs, regulatory exposure, and third-party liability that collectively exceed the limit.
As the company scales, directors face real personal liability from investors, employees, or regulators. No D&O. Directors personally exposed.
Platform publishes user content, runs a blog, or creates marketing with intellectual property elements. Defamation, IP infringement, and advertising injury aren't covered under standard PI or public liability.
We'll review your tech PI, cyber, and management liability, and find insurers who actually understand your risk. No obligation, at no charge.