<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1308957204404123&amp;ev=PageView&amp;noscript=1">

Strata insurance that doesn’t make you the bearer of bad news.

As a Strata Manager, you’re often the unpaid triage nurse for building crises. When an underwriter hikes a premium by 40% or refuses to quote, you’re left to defend decisions you didn’t make. We provide the data and the ‘Why’ so you don’t have to defend the premium alone.

Uncomfortable truth

The real costs of strata insurance for managers.

It’s not just about the premium. It’s about the emotional and operational exhaustion of managing a complex, often hostile, insurance landscape.

  • The "Middleman" Friction: Being accused of being "lazy" or "taking a kickback" when presenting difficult premium increases or coverage limitations to a hostile Committee.
  • The "Administrative Black Hole": Spending 30% more time chasing adjusters and managing claims than five years ago, without being able to charge for the actual hours spent.
  • The "Transparency Transition": Navigating the shift to "Fee for Service" models and the fear of losing contracts when Owners Corporations are used to "free" insurance handling.
  • The "Uninsurable Building" Trap: Managing a building with defects (cladding, structural, lithium-ion fire risks) that becomes a "pariah" in the market, creating a circular nightmare of no insurance, no strata loan, and no repairs.
maverick side hero strata cartoon
The Maverick Solution

How we solve your biggest strata insurance headaches.

We don’t just place policies. We provide a concierge service designed to give you back time, defend your decisions, and find cover for buildings others walk away from.

  • Claims Concierge Service: Our claims concierge service returns 5 hours of your week back to you. We manage the entire process, from notification to resolution, so you don’t have to chase adjusters.
  • Transparent Fee Structures: We help you transition away from commissions without losing your buildings, with clear, upfront pricing that you can confidently present to your Owners Corporation.
  • The "Hard-to-Place" Specialist: We find coverage for buildings others walk away from, navigating complex defects (cladding, structural, lithium-ion fire risks) and presenting mitigation strategies to insurers.
  • Data-Driven Justification: We provide comprehensive market data and clear explanations for premium changes or coverage limitations, empowering you to justify decisions to your Committee.

Core covers we structure:

  • Common Property Insurance: Building and shared structures.
  • Public and Products Liability.
  • Office Bearers Liability.
  • Machinery Breakdown.
  • Voluntary Workers Cover.
  • Fidelity Guarantee: Protection against fraudulent misappropriation of funds.
maverick side hero-strata-key

Some important things to remember about strata insurance.

4.2M

Australians live in strata-titled properties.

60%

of Australian strata lots are managed by SCA member companies.

75%

of NSW strata lots are managed by SCA members.

New Our offer to you

Talk to a strata insurance adviser who understands your reality.

Strata is one of the most claim-heavy classes of insurance in Australia. We know how disputes start, what insurers look for, and how to keep your committee and owners protected when a claim gets complicated.

Book 15 Minutes Or Self Audit (2 mins)

We also know that strata managers are time-poor. We keep the process simple and handle the detail, so you can focus on managing your portfolio, not defending insurance decisions.

Still have questions?

We’ll give you the straight answer.

What exactly does strata insurance cover (and not cover)?
Strata insurance is designed to protect the building and shared property of your scheme, including the structure, common areas, shared facilities and common contents such as foyer furniture or gym equipment. It does not usually cover lot owners’ internal contents or many maintenance issues, so we help you clearly define where strata insurance stops and lot owner or landlord insurance should start.
We base the sum insured on an independent, up-to-date building valuation that considers full rebuild costs, demolition, debris removal and cost escalation during the rebuild period. Because construction costs and inflation move quickly, we recommend a formal valuation every few years and interim reviews whenever there are major upgrades, extensions or regulatory changes.
Yes, we always ensure your policy meets or exceeds the minimum liability limits required by your state legislation for strata schemes. Beyond the minimum, we also look at your specific risk profile, including visitor traffic, facilities like pools or gyms, and short-stay letting, and often recommend higher limits where potential injury or property-damage exposures are significant.
Insurers assess issues such as flammable cladding, known structural defects, ageing services and high-risk features very carefully because they correlate with larger and more frequent claims. Our role is to present accurate information, outline remediation work, and negotiate terms so you maintain appropriate cover while working through a long-term risk-reduction plan.
When an incident occurs, you contact us as soon as possible and we guide you through notification, documentation and emergency repairs. We liaise with the insurer and assessors, keep you updated on progress, and manage expectations on likely timeframes so you can communicate clearly with your committee and lot owners.
Depending on your building and activities, we may recommend additional protections such as catastrophe cover, machinery breakdown for lifts and pumps, office bearers’ liability for committee members, fidelity cover for theft of funds, and voluntary workers cover. We review these options with you annually to make sure the program reflects how your scheme is actually operating.
Ready to elevate your strata insurance strategy?

Fifteen minutes. That’s all it takes to find out if we’re the right fit.

Book 15 Minutes Or Self Audit (2 mins)