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The right cover starts with understanding your business.

We don’t quote from a template. We learn how you operate, where the risks sit, and what a claim would actually cost you. Then we build cover around that.

Specialist advisers. A strong panel of insurers. And a commitment to staying involved all year round, not just at renewal.

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Backed by Australia’s leading insurers
 

Insurance that fits how you actually operate

Every product line we offer comes with a specialist adviser who explains exactly what you’re covered for, what you’re not, and why it matters for your specific business.

Business Pack Insurance

The foundation policy for most businesses. A Business Pack rolls your core covers into one: simpler to manage, easier to understand, and usually better value than buying them separately.

Typically covers:

  • Building and contents

  • Business interruption (income protection if you can’t trade)

  • Public liability

  • Theft and money

  • Glass and signage

  • General property (portable equipment)

Public & Product Liability

Covers your legal liability if a third party suffers injury or property damage because of your business operations or your products. If someone gets hurt or their property is damaged and you’re found responsible, this policy responds.

Typically covers:

  • Third-party personal injury

  • Third-party property damage

  • Products liability (goods you supply, manufacture, or import)

  • Legal defence costs

  • Completed works liability (liability after a job is done)


Commercial Motor & Fleet

Cover for your business vehicles — from a single ute to a full fleet. Commercial motor insurance is different from personal car insurance in important ways, especially when vehicles are used by multiple drivers or for commercial purposes.

Typically covers:

  • Accidental damage and collision

  • Third-party property damage

  • Theft and fire

  • Hired vehicle liability

  • Multiple driver cover

  • Agreed or market value options

Professional Indemnity

Covers you if a client claims your professional advice, service, or recommendations caused them financial loss. This is particularly important for strata managers, consultants, architects, engineers, accountants, and any business providing specialist advice or services.

Typically covers:

  • Legal liability for negligent advice or services

  • Legal defence costs (even if the claim is unfounded)

  • Breach of professional duty

  • Breach of confidentiality

  • Intellectual property infringement

  • Run-off cover (claims after you stop trading)

Cyber & Management Liability

Two of the fastest-growing risk areas for SMEs. Cyber covers you when your systems, data, or operations are compromised. Management Liability covers directors and officers against claims arising from management decisions.

Typically covers:

  • Cyber: data breach response, ransomware, business interruption from a cyber event

  • Cyber: notification costs and regulatory penalties

  • Management Liability: directors & officers liability

  • Management Liability: employment practices liability

  • Management Liability: crime and fidelity cover

Construction & Trade Insurance

Specialist cover for the construction industry — from large builders to sole-trader tradies. This covers the work itself, your tools and equipment, and your liability on-site and after a job is completed.

Typically covers:

  • Contract works (the structure and materials during construction)
  • Tools and equipment
  • Public and products liability on site
  • Contractors all risk
  • Home warranty (where required)
  • Portable plant and equipment

     

Unsure which cover fits your business? Book a 15-minute Risk Scan and we’ll show you.

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Specialist knowledge of your industry

Every industry has its own risk profile. We know the ones that matter to strata managers, SMEs, and the businesses that keep Australian properties and projects running.

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Strata & Property Management  

Strata managers, owners corporations, body corporates, property managers, strata title holders. Key risks we manage:

  • Professional Indemnity: liability for management decisions, levy shortfalls, maintenance disputes, and procedural errors
  • Building Insurance: correct valuation, underinsurance risks, and coverage gaps in common property
  • Public Liability: visitor and contractor incidents in common areas
  • Office Bearers Liability: committee member protection against claims from lot owners
  • Fidelity Guarantee: financial loss from fraud or employee dishonesty
  • Machinery breakdown: lifts, mechanical and electrical equipment in managed buildings 
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maverick hero construction

Construction & Trades

Builders, tradies,  subcontractors, trade contractors, project owners, owner-builders. Key risks we manage:

  • Contract works and contractors all risk during construction
  • Public and products liability on site and after practical completion
  • Tools, plant and equipment
  • Commercial motor for site vehicles and utes 
Talk to us!
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Professional Services

Consultants, accountants, architects, engineers, IT professionals, financial advisers, HR and management consultants. Key risks we manage:

  • Professional Indemnity for advice and service errors
  • Cyber liability for client data breaches
  • Management Liability for business decisions
  • Business Pack for office and contents 
Talk to us!
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Retail & Hospitality

Retailers, food and beverage operators, hospitality businesses, and service businesses with customer-facing premises. Key risks we manage:

  • Public liability for customer incidents

  • Product liability for food, goods, and products sold

  • Business interruption if you can’t trade

  • Theft, money, and glass cover 

Talk to us!
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Manufacturing & Logistics

Manufacturers, importers, distributors, and warehousing operators. Key risks we manage:

  • Product liability for goods manufactured or distributed

  • Transit and marine cargo cover

  • Machinery breakdown

  • Business interruption from equipment or supply chain failures

Talk to us!
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Transport & Fleet Businesses

Transport operators, courier businesses, fleet operators, and hire companies. Key risks we manage:

  • Commercial motor and fleet cover
  • Goods in transit
  • Public liability for loading, unloading, and delivery incidents
  • Accidental damage for specialist or heavy vehicles
Talk to us!
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Startups & Growing SMEs

Early-stage businesses, growing SMEs, and founders who need to get insurance right from the start. Key risks we manage:

  • Business Pack to cover the essentials in a single policy

  • Professional Indemnity as client contracts require it

  • Cyber cover as you scale and store more data

  • Management Liability as you hire and build a team 

Talk to us!
maverick case study (1)

How a WA builder saved $14K and finally understood their cover.

When Allpoint Build Group came to us, they were paying for policies that didn’t actually cover key project risks.

After a 15-minute consult, we restructured their insurance, negotiated better terms, and explained everything in plain English. Now their business is properly protected — and saving thousands each year.

Book 15 min Consult

Insurance built around your business, not the other way around.

From tradies to tech founders, retailers to consultants — we protect the people building Australia’s future.If you run a business, we make insurance simple, proactive, and tailored to you.

Construction & Trades

From small builders to multi-site contractors, we cover tools, worksites, and liability — so you can focus on the job, not the paperwork.

→ Common covers: Public Liability, Tools & Equipment, Contract Works, Personal Accident.

Retail & Hospitality

Shops, cafés, and venues face risks every day — theft, fire, or customer claims. We help you find smart cover that protects your space and your people.

→ Common covers: Business Pack, Public Liability, Workers Comp.

Manufacturing & Logistics

When supply chains, machinery, or transport matter, you need policies that move with your business.

→ Common covers: Property, Product Liability, Fleet Insurance, Business Interruption.

Professional Services

From accountants and consultants to marketing agencies and engineers — we protect your advice, reputation, and income.


→ Common covers: Professional Indemnity, Cyber, Management Liability.

Transport & Trades

Whether you’re on the road or managing a small fleet, we keep your business moving with cover that’s practical and affordable.

→ Common covers: Commercial Motor, Fleet, Liability.

Startups & Growing SMEs

You’re scaling fast, hiring new people, and signing bigger contracts. We’ll help you stay protected while you grow.

→ Common covers: Cyber, Management Liability, Business Pack.

Not sure where you fit? We’ll find the right cover for you.

Book a 15-Minute Risk Scan

Our service model is built for the modern business owner.

Typical Broker

Complicated policy wording

Set-and-forget renewals

Hidden commissions

Generic cover

Only contact at renewal

Maverick Broker

Plain-English explanations

Ongoing monitoring and check-ins

Transparent pricing

Tailored protection for your business

Proactive advice all year round

Frequently asked questions

What does Maverick actually do differently?

We don’t send renewal reminders and hope for the best. We start with a thorough review, then stay involved all year: monitoring your cover, tracking the market, and reaching out when something changes.

How quickly can I get clarity on whether my cover is right?

Very quickly. In just one 15-minute call we’ll show you exactly what you’re covered for, where you’ve got gaps, and whether you’re paying too much. By the end of the day you’ll have a plain-English summary and a checklist of what to fix. No long forms, no fine print.

Will using Maverick cost me more than going direct to an insurer?

In most cases, no. Often less. We negotiate across multiple insurers and strip out cover you don’t need. Most new clients pay the same or less than going direct.

I already have a policy in place, does it make sense to change now?

Yes, and here’s why: Business change, risk changes, and markets move. If your broker hasn’t reviewed your cover lately, you might be over-insured, under-protected, or simply paying too much. Switching to us means a fresh check-up, clear advice, and a transition that’s smooth so you don’t lose cover or experience downtime.

What happens when I need to make a claim?

When you need us, we step up immediately. We’ve built a Claims Playbook just for you - who to call, what to send, how we’ll support you. You call us, we handle the paperwork and negotiate with the insurer while you focus on getting your business back to where it was. In short: you’re not alone, we don’t vanish, and we fight for you.