Manufacturing & Logistics Insurance
Complex operations need cover that goes the full distance.
- Manufacturers and logistics businesses carry risk at every point in the chain: on the production floor, in transit, at the warehouse, and in the product itself. One gap in your programme can become a very expensive problem. We build cover that accounts for the whole operation.
Key risks
Where exposure sits in manufacturing and logistics
- Machinery breakdown and production equipment failure causing downtime and output loss
- Products liability and recall costs if a product causes injury or damage after leaving your facility
- Cargo loss or damage during transit, whether road, rail, sea, or air
- Business interruption following a shutdown or supply chain disruption
- Employer liability and workplace injury exposure across a large workforce
- Cyber risk as automation and connected systems become more central to operations
Cover we typically structure
A programme built around your operation
- Industrial special risks (ISR) or commercial property
- Public and products liability
- Marine cargo and goods in transit
- Business interruption (including contingent business interruption for supplier dependencies)
- Machinery breakdown
- Management liability
- Cyber and technology liability
For larger operations, we also review your contractual insurance obligations with customers and carriers, and make sure your cover responds correctly to those requirements.
Some important things to remember about Manufacturing & Logistics insurance
Why Maverick
Talk to a Manufacturing & Logistics insurance adviser. No paperwork. No obligation.
Manufacturing and logistics programmes are more complex than most. We work with insurers who specialise in this sector and structure cover that reflects how your operation actually runs, not how it looks on a standard proposal form.
We also stay involved throughout the year as your operation changes.
How do we make sure our plant, equipment and stock are insured at the right values?
We work with you to build accurate asset registers and stock valuations that reflect replacement value, not just book value. This includes allowances for freight, duties, installation and inflation so you are not penalised by underinsurance if a large loss occurs.
How are our goods protected in transit and in storage with third parties?
We map your full supply chain to understand when you have responsibility for goods—on your premises, in transit and in third‑party warehouses. Based on that, we arrange appropriate marine transit and stock coverage so goods are protected wherever they are in your custody or control.
What cover is available for machinery breakdown and resulting business interruption?
For key items of plant, we recommend machinery breakdown cover that responds to sudden and unforeseen mechanical or electrical failure. We can also extend cover to include consequential business interruption so you have financial support if a critical machine failure interrupts production.
How are product recall and product liability handled?
Product liability responds when your product causes third‑party injury or property damage, while recall cover focuses on the costs of withdrawing, replacing and communicating about defective products. We assess your product profile and, where necessary, arrange dedicated recall insurance, particularly for food, beverage and other high‑risk sectors.
How do we manage environmental and pollution exposures?
Many general liability policies restrict cover for gradual pollution or statutory clean‑up costs. If your operations involve chemicals, emissions or waste, we can arrange environmental impairment or statutory liability cover tailored to your activities and local regulatory obligations.
What information do insurers need from us at renewal?
Insurers expect detailed and current information on assets, production volumes, loss‑prevention measures and incident history. We help you prepare this information, coordinate any risk‑engineering visits, and present your business in the best possible light to secure strong terms.